Small Rural Water System Grants and Loans (ORW)

Funding for new well systems and maintenance are available to private citizens and rural water systems. Municipalities, counties, and special purpose districts can begin the application process by viewing the State Revolving Fund and the SC Infrastructure Funders Coordinating Committee. Resources have been compiled for support. For all updated information, visit the respective websites.

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Water Well Trust – (INDIVIDUALS)

The Water Well Trust assists low-income families or individuals that have wells that are no longer functioning properly, have contamination issues that render the well unusable, or have no well or safe water source. Visit the website to submit an application.

United States Department of Agriculture Rural Development Water & Environmental Programs - (INDIVIDUALS)

USDA Rural Development operates over fifty financial assistance programs for a variety of rural applications. These programs provide competitive financing for eligible individuals or communities. Visit their website to select a category that best describes your situation.

Rural Utilities Service – (INDIVIDUALS)

U.S. Economic Development Administration – (INDIVIDUALS)

The US Economic Development Administration lists funding opportunities available to eligible grantees in communities. Please visit the separate grants for full information. The Resource Directory can provide localized financial resources.

Southeast Rural Community Assistance Project, Inc. – (INDIVIDUALS/COMMUNITY)

Individuals Community
The Southeast Rural Community Assistance Project, Inc. (SERCAP) promotes the development of affordable water and waste water resources through loans for up to $11,000 for a new well, and up to $15,000 for a septic system. An initial fee is required for a credit report. To begin the process, individuals may complete an application. SERCAP certified Community Development Loan provides up to $150,000 for water/wastewater infrastructure and community development needs. The Community Development Grant program is also available to communities for water/wastewater infrastructure and community development projects. To begin the process, contact the South Carolina representative.



Community Development Block Grant Program - & (COMMUNITY)

  • CDBG Disaster Recovery (DR) Program - Provides flexible grants to help cities, counties, and states recover from Presidentially-declared disasters. The grants focus on low-income areas, subject to availability of supplemental appropriations. Search for contact information for CDBG-DR Program grantees.
  • CDBG Entitlement Program - Provides flexible grants on a formula basis to entitled cities and counties. The grants develop viable urban communities by providing decent housing, a suitable living environment, and expand economic opportunities for low- and moderate-income persons. Contact a CDBG grantee in your area or the SC HUD field office.
  • Neighborhood Stabilization Program - Provides grants to communities that suffered from foreclosures and abandonment. The grants purchase and redevelop foreclosed and abandoned homes and residential properties. Contact an NSP grantee in your area.
  • Section 108 Loan Guarantee Program - The loan guarantee provision provides communities a source of financing for economic development, housing rehabilitation, public facilities, and large-scale physical development projects. Check for current availability of Section 108 Financing. For more information, email
  • CDBG State Program - Allows states to award grants to smaller units of general local government. The grants develop and preserve decent affordable housing by providing services to the most vulnerable in our communities and creating and retaining jobs. Contact a CDBG grantee in your area or the SC HUD field office.


Rural Water Loan Fund – (COMMUNITY)

The National Rural Water Association’s Rural Water Loan Fund (RWLF) offers financial assistance for communities with water and wastewater systems. Loans are available for up to $100,000 or 75% of the total project cost with an interest rate of 3% and terms of up to 10 years. Funds cannot be used for regular operation and maintenance. The SC Rural Water Association has other affinity partners providing access to resources such as equipment rental, online classes, and fleet vehicle discounts. Visit the RWLF website for full details.


EPA Water Finance Clearinghouse - (COMMUNITY)

The Water Finance Clearinghouse is a portal to help communities locate information and resources that will assist them in making informed decisions for their drinking water, wastewater, and stormwater infrastructure needs. Utilize key words to search for funds.



For more information, please email



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